How the Discover it® Cash Back Card Could Earn You a Free Month of Groceries

Grocery bills are eye-popping these days, and there’s no way around it. You have to buy food, right? And every time you go to the supermarket, you pay dearly when you swipe your card at checkout.

What if you could get a month’s worth of groceries — for free?

If you use the Discover it® Cash Back card for your purchases, throughout the year, you’ll earn 5% cash back on your purchases from different places each quarter (up to $1,500 per quarter) when you sign up. All other purchases earn 1% cash back. Plus, at the end of your first 12 months as a new cardholder, the Discover it® Cash Back card will match your cash back. That means you’ve just doubled your money.

Plus, there’s no annual fee.

If you earned $150 cash back in a year — after your match, you’d have $300. That could buy one person’s groceries for a month!

Earn 5% Cash Back, Then Double Your Money

After you sign up, each quarter, the Discover it® Cash Back card will reward you with 5% cash back on your purchases from various retailers. Here’s the quarter-by-quarter category breakdown for 2021:

  • January to March: Grocery stores, Walgreens and CVS (excludes Target and Walmart)
  • April to June: Gas stations, wholesale clubs and select streaming services
  • July to September: Restaurants and PayPal
  • October to December: Amazon, Walmart (online) and Target (online)

Anything you charge to your card during those months that doesn’t fall into those categories will still get you unlimited 1% cash back. Note: In the 5% cash-back categories, you’ll get 5% cash-back on up to $1,500 in purchases each quarter. In-category purchases over $1,500 will earn 1% cash-back.

And here’s the best part: At the end of your first 12 billing cycles, the Discover it® Cash Back card will double your cash back. So say you earned $150 in cash back. That means you just automatically got $300. That’s some solid passive income.

Plus, the Discover it® Cash Back card is nice because it doesn’t have an annual fee. That means all these rewards are legitimately free.

Curious to see how much cash back you can earn (and get matched) with the Discover it® Cash Back card? It takes minutes to apply online.

Source: thepennyhoarder.com

Old to New: Tips for Rearranging Your Furniture

Give your home a new look without buying anything. Rearrange your furniture to make your room feel brand new. Use these tips to try something new without spending a dime.

Take some cues from our Friends and find a style that can last a day, a month, or maybe even a year.

1. Take measurements: Take measurements of the furniture and the space before you move anything. You don’t want to move something just to have to put it back again. Just ask our Friends: Ross, Rachel, and Chandler.

2. Position your biggest piece first: Start with the biggest piece of furniture because the placement will make the largest impact. Check your measurements first to make sure that everything will fit. As our Friends would say, just say no to pivoting.

3. Arrange your seating in a new way: Push your seating area away from walls, creating a more intimate and conversational space. Moving your sofas and chairs away from the walls creates a less boxy look while also making the room appear larger. Don’t be afraid to position your furniture so that it is better for communication. Contrary to Chandler’s opinion, the focal point doesn’t have to be a TV. It could be facing your neighbors windows or Central Perk, for example.

4. Combat clutter: In the same sense of not cluttering a room, make sure your major elements are reflecting each other. If you have a fireplace in your living room put the “vintage” apothecary table on the opposite side of the room to balance it out.

5. Create distinct areas: If you have an open floor plan like our Friends create separate areas by grouping your furniture in different sections. You may want a separate area for rehearsing Smelly Cat, making a trifle, and playing with ducklings.

These tips will help you to create a new look that your friends and family will love. What are you waiting for? Start moving!

Source: century21.com

The Most Popular Home D̩cor Item in Iowa Homes Рkhak.com Рkhak.com

Spring is right around the corner, which means it’s time to do little spring cleaning.

This is usually the time of year when homeowners begin to spruce up their home a bit. Although, since the pandemic hit and so many people have been spending more time at home, many homeowners have already made some major home improvements. When it comes to decorating your home, where you live can play a role in your choice of decorations.

Workshopedia looked at Google shopping trends over the last 12 months to determine what home décor items were being searched the most in each state. They took a list of “45 popular décor items for sale at five major home goods retailers” to find which ones were searched the most in each state. The study found that for Iowa, we love window treatments.

Curtains were searched the most in Iowa. We were one of only two states (the other being South Dakota) who love curtains apparently. Our neighbors to the North, Minnesota, are looking for coat racks, which is very fitting considering the cool temperatures. Our southern neighbor, Missouri, is looking for bar carts. The most popular home décor item so far this year is rugs.

Workshopedia

You can see how we compared to other states in the graphic below. What’s your favorite home décor item in your home? Share a photo with us in the app!

khak.com

From Chaos to Clean: How to Organize a Closet

It’s time to combat clutter for once and for all. Start by organizing your closets. It will make getting ready faster and more enjoyable. Plus, it’s finally time to swap sweaters for t-shirts.

Use these tips to organize your closets:

  1. Completely declutter: Before you start coming up with new ways to organize, get yourself situated. Donate clothes that you don’t wear. (If you haven’t worn something in over a year, it may be time to let it go.) The Salvation Army or Red Cross are options for donating clothes, and check local charities too. Most cities have clothing donation bins, and many shelters, churches, synagogues, and sometimes schools accept appropriate donations.
  1. Use shelves and cubbies: If your closet isn’t as big as you’d like, find unique ways to expand space. Add shelving, cubbies, and hanging organizers to store items that cannot be hung on the rod.
  1. Store accordingly: Develop an organization system. Store your most used items at eye level, less used items on the bottom, and your least used items up high. Some people have a designated space for each category of clothing, and some people separate their closet by use. If you separate by use, you could have work clothes and formal clothes in one section, and less formal clothes in another.
  1. Add lights: Some closets are so dark and dreary — we can understand why “monsters” like to reside there. To fix this problem, install lights to illuminate the space and make it easier to find the perfect outfit.
  1. Color coordinate: Shop your closet the same way you’d shop in a store. Color coordinate items within each category. Organize your colors from light to dark or dark to light.

Turn on some music and get started! You may be amazed at all the outfit ideas you’ll come up with when everything is neat and tidy.

Source: century21.com